An old and very true maxim teaches that “charity begins at home.” In the American financial system, it should be just as commonly recognized that banking should also start at home, in the communities of the people they serve.
“The community bank model is very unique,” notes Bill Loving, the recently retired president of Pendleton Community Bank and former chairman of the Independent Community Bankers of America. The ICBA calls community banks “an integral part of main street” because “they reinvest local dollars back into the community and help create local jobs.”
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