The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated November 19, 1999, and duly recorded in the Office of the Clerk of the County Commission of Hardy County, West Virginia, in Book No. 152, at Page 454, Gary J Hall and Nancy M Hall did convey unto Household Finance Company III, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Bravo Residential Funding Trust 2024-RPL1 to foreclose thereunder, will offer for sale at public auction at the front door of the Hardy County Courthouse in Moorefield, West Virginia, on
March 19, 2026 at 12:45 PM
the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 02 – Lost River District, Hardy County, West Virginia, and more particularly described as follows:
All that certain piece or parcel of land situated in Hardy County, West Virginia, known and designated as containing 2.0 acres, more or less, improved with a dwelling house, situated along Rush Lick Hollow Road, in Lost River District, Hardy County, West Virginia.
At the time of the execution of the Deed of Trust, this property was reported to have an address of: Rt 1 Box 82K2, Mathias, WV 26812.
The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.
The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
TERMS: $3500.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale.
FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.
Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.
SENECA TRUSTEES, INC.
5000 Coombs Farm Drive, Suite 104
Morgantown, WV 26508
(304) 413-0044
(304) 292-2918
Toll free: (888) 534-3132
Reference File No. 28527
cc: The Moorefield Examiner
February 18, 2026, February 25, 2026
