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NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE

December 23, 2025
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NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE is hereby given pursuant to and by virtue of the authority vested in the Trustee, Richard A. Pill, by that certain Deed of Trust dated July 29, 2024, executed by Borrower(s), Dawnda M Cook, to Richard A. Pill, the Trustee of record in the office of the Clerk of the County Commission of Hardy County, West Virginia, in Book 355, at Page 843. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 418 Spring Ave, Moorefield, WV 26836. The borrower(s) defaulted under the Note and Deed of Trust and the Trustee has been instructed to foreclose under the Deed of Trust. Accordingly, the Trustee will sell the following described property to the highest bidder at the front door of the Courthouse of Hardy County, in Moorefield, West Virginia, on the following date: January 6, 2026 at 1:40 p.m. All of that certain tract or parcel of real estate, together with any and all improvements, rights of ways and appurtenances thereunto belonging, lying and situate at the northwest corner of Spring Avenue and Lee Street in the Town of Moorefield, Hardy County, West Virginia, and being identified as Lot No. 37 of Hinkle’s Lower Addition. Reference is hereby made to that Plat of Survey for the “Hinkle Addition” of record in the Hardy County Clerk’s Office in Deed Book 54 at page 39, which is incorporated herein for a more particular description thereof. This being the same tract or parcel of real estate conveyed Dawnda M. Cook by Matthew Crites in that deed dated July 29, 2024 recorded in Book 375, Page 315. TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code § 11-22-2. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale. Richard A. Pill, Trustee 12/10,12/17,12/24

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